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Fintech Content Marketing: 10 Best Practices and Growth Strategies

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Content marketing is an effective strategy for growth and trust building, especially in the Fintech industry where competition is fierce and trust is key. Content marketing helps you strengthen customer relationships, engage your audience, and differentiate yourself from your competitors.

To get the most out of your fintech content marketing, you need to have the right strategy in place.

This guide will tell you everything you need to know about content marketing for fintech companies.

What is Content Marketing in Fintech?

Fintech content marketing is the creation of content around financial topics on the internet that attracts, engages, and converts your audience.

Fintech companies can use their content strategy to drive leads by creating educational content.

 

Financial content is important, but it can easily be boring, unrelatable, confusing, etc. But if done right, fintech companies can educate their audience with great content marketing that gives them a deeper understanding of financial topics.

Fintech companies can create written, audio, and video content to educate their audience on financial topics that interest them.

From there, you can syndicate each piece of content across a variety of outlets:

  • Blog
  • Website
  • Facebook
  • YouTube
  • Instagram
  • Other websites
  • Apps
  • others

Once content is distributed, fintech companies can analyze its effectiveness by tracking web analytics data such as search engine traffic, social media engagement, and new customers.

7 Reasons Fintech Companies Need Content Marketing

Before we dive into fintech content marketing best practices, let’s review why fintech companies need to lean on content to grow their business.

Here are seven reasons why financial services companies need to develop a strong content strategy:

 

1. Reach a new audience

If you want your fintech business to grow, you need to find new customers, and creating content is a proven way to market yourself online and attract a larger audience.

By utilizing search engine optimization (SEO), social media marketing, and YouTube, you can expand your audience and grow your customer base.

Content marketing allows you to find new audiences without needing a huge budget, making it easier to scale.

2. Engage your current audience

Content can be a powerful tool for acquiring new customers, but it’s also
a great way to use content to keep your current audience engaged if you want to grow your business.

Create financial content to educate, inform and add value to your current audience who already know you. Repurpose your content across the different platforms your audience is on, keeping them engaged with you and your brand.

It’s a simple way to capture and retain your audience’s attention, build trust, and convert more leads into customers.

3. Building relationships with customers

You should leverage content marketing across different spaces like social media, your website, your blog, YouTube, etc. Creating content across different channels will help you build relationships with your customers on autopilot.

A general rule in marketing is that the more touchpoints you have with your customers, the more you sell. Creating more content means you always have new opportunities to increase those touchpoints, build deeper relationships, and sell more.

4. Increase your authority in a space

If you want people to trust you and your financial technology, you need to be seen as an authority. If people don’t trust you to be a financial expert, they won’t trust your app or web platform to help them with finances.

You should become a thought leader in your field with useful content. You can post content on social media or on your own platform.

You can also extend your authority by leveraging the audiences of other brands and influencers through guest blogging and guest podcasting.

5. Generate new leads

Content marketing is more than just a fun hobby for businesses — it’s one of the smartest ways to generate new leads.

To attract potential customers, content should be created with a top-of-funnel marketing strategy.

Consistently creating content is a great way to bring new audiences into your funnel.

Once you have grown your top-of-funnel audience, you can turn them into leads by getting them to join your email list or try out your finance software.

One tip to get more results from your content strategy is to create evergreen content that continues to drive leads. For example, create “set it and forget it” blog posts or YouTube videos to attract new audiences looking for helpful financial information. Then, offer a call to action on that content (using a lead magnet) to join your email list.

6. Convert leads into customers

By continually generating new top-of-funnel leads, you’ll always have a fresh cycle of leads you can convert into customers.

Content is primarily used to attract new viewers and engage current viewers at the top of the funnel, but it can also be used to convert audience members into customers.

Mix up your content types to boost conversions:

  • Educational
  • Entertainment
  • Promotion

Don’t just show off your educational content.

You should also mix in some “authority” content by showing case studies of user success stories and calls to action to sign up for a free trial or request a demo.

7. Lower Customer Acquisition Costs (CAC)

On the business side, if you want a marketing strategy that will cost less in the long run, you want to invest more in content.

Content marketing offers a high return on investment (ROI) for your time and effort.

Why is that?

Because the customer acquisition cost (CAC) is very low.

You can create content that will generate leads for months, if not years.

If you only use Google or Facebook ads to get new leads, you’re always “paying to play.” If you turn off the advertising tap, the leads will dry up.

But with blogs and videos, you can create content that will bring in organic customers over and over again, creating a snowball effect that will continue long after you’ve finished your initial efforts.

10 Fintech Content Marketing Best Practices

Here are 10 best practices for building a strong content marketing strategy for your fintech company:

 

1. Set SMART goals

Any good content strategy starts with goals. If you don’t know where you’re going, you can’t get there.

To have a successful fintech content marketing strategy, you need to set SMART goals:

  • Specific
  • Measurable
  • Achievable
  • Related
  • Time-limited

For example, you could set a goal to achieve 20,000 blog visits in a year and convert those blog visits at a 3% rate.

Setting clear content goals will streamline your operations and ensure consistency for maximum impact.

3. Be transparent

Fintech companies handle sensitive financial data and often monetary transactions, so transparency is crucial.

It is essential to be open and transparent about your products, services and data practices. Being honest about privacy and security practices will help fintechs build and maintain trust with their customers.

This kind of transparency not only helps establish credibility, but it also gives customers confidence in how their financial information is being managed and protected.

 

4. Take an education-first approach

Content is not just about engaging and entertaining your audience. That is only one aspect of your content strategy.

The best approach to building authority and generating leads from your content is to take an education-first approach.

Remember what we said above about understanding your ICP? You need to know their interests and pain points and map your product strengths relative to them.

Always start with your ICP and build your content strategy around it based on your product.

Find the connections and identify how your product can address the interests and pain points of your ICPs.

For example, let’s say your ICPs are Gen Z consumers. They are interested in independence and saving for future goals. Their challenges may include a lack of investment knowledge or managing student loan debt.

For example, let’s say your product is a personal finance app. Among your benefits might be budgeting and beginner investing options. You could build a content strategy around the themes of budgeting for 20-somethings and beginner investing.

Content strategies will vary greatly depending on the ICP – for example, content for a fintech company targeting people nearing retirement will need a different focus than one targeting younger consumers.

Remember, actionable, step-by-step, value-driven content performs the best when it comes to conversions.

5. Use the right tools

To be successful with your content, you need to leverage the right tools.

Here are some types of tools to consider (and are recommended):

  • Project management (e.g. Asana )
  • A content management system ( such as WordPress )
  • Content scheduling ( e.g. Hootsuite )
  • Design ( Canva, etc.)
  • SEO ( Ahrefs , etc.)
  • Web analytics ( e.g. Matomo )

6. Promote your content on different platforms

To get the most out of your fintech content marketing strategy, promote it across multiple channels and platforms.

Before you choose different platforms to promote your content on, pick one core platform – at least one social media platform.

Then create a blog and email newsletter to ensure multiple touchpoints.

Here are some tips to help you choose the right platform:

  • Consider age groups (TikTok for younger audiences, Facebook for older audiences)
  • Think about your preferred content type (YouTube for long videos, X for short pieces of text)
  • Consider the competition (e.g. go where there are already competitive fintech companies)

7. Track your results

How do you know if you’re on track to reach the SMART goal you set earlier?

It’s about tracking the results.

Regularly access your data to make sure your content is working. Be sure to track social media, email marketing, and web results .

Keep an eye on your website KPIs and track conversions to ensure your return on investment (ROI). For more guidance on monitoring your website performance, check out our blog on how to check your website traffic as accurately as possible.

Remember, a data-driven approach is the best way to achieve your content goals.

8. Establishing content leadership

Content marketing needs leadership: You should designate someone within your marketing team to oversee your content plan.

A leader must know how to work well with different teams, understand social media and SEO, and manage projects.

Above all, remember that they will be the ones tracking and reporting data to upper management, so they need to be comfortable with web analytics and know how to track performance well.

9. Optimize for SEO

It’s not enough to create a blog post every week. You can create the most valuable content on your website, but if it’s not optimized for SEO, no one will be able to find it online.

Content leaders should analyze SEO data using tools like Ahrefs and SEMrush to analyze the various keywords they should target with their content.

You can then track your results using a web analytics tool like Matomo, which offers traditional web analytics such as page views, bounce rate and traffic sources, along with features like heatmaps, session recording and A/B testing.

These advanced features give you deeper insight into how users interact with your site and content and help you identify areas for improvement. Improving user experience based on these insights can positively impact your Google rankings.

10. Stay compliant

Fintech is a highly regulated industry. With this in mind, you must ensure that you take the necessary steps to remain compliant with all applicable laws and regulations.

Non-compliance can result in severe penalties.

Considering such high standards, it is vital that you ensure your user data is private and secure. Matomo helps you with this by providing a compliant web analytics solution that respects user privacy. With Matomo you can confidently manage compliance and build trust with your customers whilst reliably tracking your content marketing performance.

Driving your content marketing strategy with Matomo

Leveraging content marketing is one of the best ways for fintech companies to attract, engage, convert and retain their audience.

Creating quality content for your audience on social media, YouTube and your website will establish your brand as an authority and help grow your business for the future.

But remember, you need to ensure that you are only using privacy-conscious and compliant tools to protect your audience’s data.

Thankfully, Matomo has you covered.

Being a privacy-respecting web analytics tool, Matomo ensures that your website data is tracked and stored in compliance with privacy laws.

Trusted by over 1 million websites to provide reliable data with no sampling, guaranteed accuracy. Matomo is designed to be fully compliant with privacy regulations such as GDPR and CCPA and also offers advanced features such as heatmaps, session recordings and A/B testing to help you track and improve your website performance.

 

AI and Human Collaboration: The Future of Work

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In today’s rapidly evolving technological environment, the future of work is being redefined by collaboration between artificial intelligence (AI) and humans . AI has made significant progress in areas such as natural language processing, machine learning, and data analytics.

These technologies are helping industries automate routine tasks, gain insights from data , and make more informed decisions. As a result, companies achieve greater efficiency, reduce costs, and gain a competitive advantage in fast-paced markets.

The real potential of AI lies in augmenting human capabilities. AI takes over repetitive tasks, allowing humans to focus on creative and strategic roles. For example, AI chatbots can handle basic customer queries, allowing human agents to manage more complex issues that require empathy and nuanced understanding.

Examples of Artificial Intelligence and Human Collaboration

  • Healthcare: AI algorithms help radiologists make accurate diagnoses by analyzing medical images. Robotic systems increase surgical precision under human control.
  • Journalism: AI produces data-driven reports and fact-checks news, while journalists make news more meaningful with context and narrative.
  • Customer Service: AI chatbots answer simple queries and perform analysis, while complex issues are handled by human representatives.
  • Agriculture: AI drones collect data on crop status, while harvesting robots operate under the supervision of human workers in labor-intensive tasks.
  • Entertainment: Generative AI composes music and suggests film scripts, collaborating with artists to boost creativity.
  • Transportation: Autonomous vehicles navigate using AI, with human drivers stepping in for complex situations. Additionally, AI optimizes traffic flow with intelligent systems.
  • Human Resources: AI scans resumes and identifies top candidates, while HR professionals conduct interviews and assess cultural fit. Additionally, AI platforms offer personalized employee training.

The Importance of People Skills

While AI is excellent at data processing and pattern recognition, it lacks human-specific skills such as emotional intelligence, creativity, and ethical judgment. These skills are essential for leadership, critical thinking, and relationship building. As AI becomes more prevalent in the workplace, the need for workers who not only have technical skills but can also use these uniquely human abilities will increase.

Ethical Concerns

AI integration raises significant ethical issues, including data privacy, algorithmic bias, and loss of business . Companies should focus on transparency, accountability, and inclusivity to build trust with employees and customers. As AI technologies evolve, continuous learning and skill development are also important. Organizations should invest in education and encourage a culture of lifelong learning.

AI and Human Collaboration in the Future

The future of work is AI and human collaboration. By using both, businesses can innovate, increase productivity, and create fulfilling work environments. It is critical to embrace AI as an empowerment, not a threat. Success comes from an understanding where AI and humans complement each other’s strengths.

Ultimately, AI and human collaboration represents the next frontier in the evolution of work. By embracing this partnership, we can harness the potential of AI and create a balanced and inclusive future of work while preserving the essential human qualities that drive progress.

Being Competitive in Global Markets with Payment Orchestration

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Contents

  • What is Payment Orchestration and Why is it Important?
    • What is Payment Orchestration?
    • Why Is It Important?
  • Global Markets and the Role of Payment Orchestration
    • Integration with Different Payment Methods
    • High Transaction Costs
    • Scalability and Flexibility
  • A Strong First Step for Global Markets: Payment Orchestration
  • Payment Orchestration Platforms Playing an Active Role in Global Markets
  • Meet Craftgate to Gain Competitive Advantage in Global Markets!

E-commerce processes continue to show rapid growth momentum worldwide. Moreover, this growth is also evident in global markets. In fact, it is expected that 33% of e-commerce spending will be cross-border by 2028. There are many points that businesses that want to increase their share in global markets should pay attention to.

One of these points is payment processes. In this article, we will discuss how payment orchestration platforms can accelerate expansion goals in global markets, increase efficiency and profitability, and reduce transaction costs.

What is Payment Orchestration and Why is it Important?

What is Payment Orchestration?

Payment orchestration is a technological solution that allows businesses to reach different payment providers through a single central platform, eliminating the burden of the integration process that they have to carry out with each one separately.

This system aims to diversify payment processes, manage these processes from a single point, ensure smooth payment transactions, optimize costs and improve customer experience.

Why Is It Important?

  • Provides ease of integration: While businesses often have to integrate each new payment provider they sign up with, payment orchestration greatly simplifies this process. Businesses can add new providers without having to change their existing infrastructure, allowing them to adapt quickly to changes in the market.
  • Saves costs: Payment orchestration offers businesses the opportunity to receive payments across multiple providers via the most cost-effective solution. For example, Craftgate enables payment requests to be received via the most advantageous virtual POS with its Smart and Dynamic Payment Routing feature, reducing costs per transaction and optimizing overall payment costs.
  • Increases payment success rates: Increases transaction approval rates and reduces payment rejection rates by dynamically routing between different payment methods and providers.
  • Improves customer experience: Increases customer satisfaction and loyalty by offering different payment options and seamless transaction processes.
  • Provides strength in the global market: It adapts to local regulations and payment preferences for businesses operating in different countries and regions, thus providing a competitive advantage in the global market.

To examine the details of the advantages that payment orchestration can bring to your business, you can review our article titled “ What is Payment Orchestration? ”

Global Markets and the Role of Payment Orchestration

Integration with Different Payment Methods

Cultural differences in different markets directly affect payment habits. For example, while cash on delivery or bank transfers are more common in some countries, credit card payments may be preferred in others. Therefore, it is very important for businesses to understand the payment preferences of consumers in their target market and offer them the most suitable payment options in order to establish themselves in the market.

Managing multiple options such as credit cards, bank transfers, digital wallets, local payment methods can be complex and costly for businesses.

Payment orchestration platforms, as we mentioned above, make it easy to work with different payment methods on a single platform. It eliminates separate integration processes and offers businesses a strong entry into their target markets.

For example, Craftgate allows member businesses to make agreements with international payment methods with high payment acceptance rates such as Stripe , Payoneer , PayPal , AliPay, Klarna , Afterpay , Clearpay, Braintree, Paytabs and receive payments in 9 different currencies.

High Transaction Costs

Varying transaction fees and conversion costs across payment providers can negatively impact a business’s profit margin, while failed transactions and refund rates also add additional costs.

Payment orchestration optimizes transaction traffic and reduces transaction costs with solutions such as Smart and Dynamic Payment Routing that direct payment requests to the lowest-cost payment providers.

Scalability and Flexibility

As your business grows, you expect your payments infrastructure to keep pace. Insufficient scalability can lead to payment bottlenecks and customer churn.

At this point, payment orchestration platforms offer flexible solutions in parallel with the growth of businesses. Easy integration with different payment methods in global markets, smart and dynamic payment routing solutions, and solutions that allow them to receive payments even in case of system payment errors can be given as examples.

In this way, transaction volumes increase, the number of successful payment transactions also increases, and businesses can manage their payment processes smoothly while expanding into new markets.

These solutions help businesses overcome key challenges in their payment processes and gain a competitive advantage in the global marketplace.

A Strong First Step for Global Markets: Payment Orchestration

Payment orchestration solutions offer businesses critical features to gain competitive advantage in global markets. We can evaluate all these advantages under the following headings:

  • Cost Advantage: Dynamic payment routing optimizes transaction fees across geographies to choose the lowest cost provider in each region, allowing businesses to reduce the amount they pay in payment fees.
  • Diversity in Payment Methods: Support for multi-currency and local payment methods across geographies enables businesses to adapt to the unique payment preferences of each country. This flexibility appeals to different customer segments in the global marketplace, expanding market reach and increasing local customer loyalty.
  • High Customer Satisfaction: In terms of improving customer experience, smooth and secure payment processes positively affect customers’ shopping processes. Offering various payment options appeals to the different shopping habits of global customers and speeds up purchasing processes.
  • Data analytics and optimization: For businesses operating in global markets, being able to manage payment processes from a single point provides a significant operational advantage. Thus, businesses can make strategic decisions and improve their performance by analyzing payment data from their overseas operations.

Payment Orchestration Platforms Playing an Active Role in Global Markets

With the diversification of online payment systems, the payment orchestration market is also developing rapidly. There are many advanced payment orchestration solutions that stand out globally.

Some platforms also serve as a payment service provider, while others, like Craftgate, focus solely on orchestration.

The most notable of the global payment orchestration platforms are as follows:

  • IXOPAY
  • Spreadly
  • Nuvei
  • Checkout.com
  • Bridge
  • Akurateco
  • Ikajo
  • Nexio
  • Corefy
  • Magnius

Although the features offered by these platforms vary depending on the end user and business needs in the geography they focus on, they are generally similar. For detailed information about these solutions, you can review our article titled “ Globally Known Payment Orchestration Providers ”.

As can be seen, in today’s world where payment service providers are diversified, the orchestration platforms that businesses can work with are also quite diverse. Although there are main platforms that play an active role in different geographies, this diversity becomes even more evident when it comes to different geographies. The advantages that these orchestration platforms offer to businesses vary depending on the technical capabilities and competencies of the platforms.

At this point, it is almost imperative for businesses to determine their priorities and needs. However, the question of which orchestration solution to choose is definitely on their agenda. Many parameters come to the fore when evaluating preferences. If you do not have an expert team or experience in the payment field, these parameters can be quite confusing.

If you have an agenda about which payment orchestration platform would be more advantageous for your business, our article titled “ How to Choose a Payment Orchestration Platform? ” will provide you with an effective roadmap.

Meet Craftgate to Gain Competitive Advantage in Global Markets!

Since the online payment world is inherently a specialized field, businesses may have difficulty successfully analyzing and determining direction in their target market’s consumer payment habits. At this point, a strong payment technology and deep knowledge become an indispensable requirement for them.

Gaining competitive advantage in global markets becomes possible by optimizing payment processes. At this point, Craftgate payment orchestration allows member businesses to expand their market access and make a strong entry into their target markets thanks to easy access to frequently preferred payment methods in different geographies.

It also helps them save money with its smart routing feature that minimizes commission costs for all these different payment methods.

A seamless and secure payment experience ensures the satisfaction of a global customer base, while data analytics and optimization facilitate strategic decision-making. These features not only provide businesses with cost advantages, but also provide a strong competitive advantage internationally.

You can contact our expert team in the field of payment to gain a competitive advantage in global markets with the solutions offered by Craftgate !

Huawei MateBook X Pro (2024) Review

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CONTENTS
  • Design
  • Screen and Sound
  • Performance and Battery
  • Software
  • Accessory
  • Camera
  • Conclusion

Design

Huawei MatePad Pro 12.2 stands out in terms of both aesthetics and functionality with its elegant and minimal design. Weighing only 508 grams, this tablet is extremely easy to carry and use with its 5.5 mm thick body. This lightness is provided by its magnesium aluminum alloy chassis, while the thin glass fiber material used on the back cover adds durability and elegance to the device. The thin structure of the tablet ensures that users have a comfortable experience even during long-term use.

huawei matepad pro 12.2 review

The four corners of the device are equipped with a rounded micro-arc design, which makes it very comfortable to hold in the hand. The “Golden Silk” design used on the back of the device also draws attention in terms of aesthetics and adds a luxurious touch to the device. This golden silk design is inspired by the craft of silk weaving and is coated with many optical layers. Offering both durability and elegance, this design ensures that the tablet is long-lasting and durable.

The tablet’s design targets not only elegance but also functionality. Developed specifically for professional users to provide a portable office environment, the MatePad Pro comes with a very compact structure despite its large 12.2-inch screen. This compactness allows users to easily carry the device and use it comfortably even while on the move. The thin screen frames provide the tablet with a large screen area and an elegant appearance.

huawei matepad pro 12.2 review

The camera module on the tablet has the characteristic dome ring design, which is also used in Huawei’s phone models. This design is compatible with the general aesthetics of the device and gives the cameras a stylish look. At the same time, the fact that the camera is placed on the long side shows that horizontal grip is at the forefront by default. On the other hand, we can say that this tablet provides comfortable use in vertical grip. On the other hand, the micro-arc waist line on the edges of the device makes the grip of the device even more ergonomic. All these design details show that the Huawei MatePad Pro 12.2 is not only functional, but also an aesthetically impressive device.

Finally, the device’s slim structure and light weight provide an experience that does not tire users even during long-term use. This lightness also increases the portability of the device, while the robust chassis made of magnesium aluminum alloy ensures that it is resistant to impacts in daily use. Nevertheless, the materials and details used in the design of the device aim to offer not only durability but also a luxurious feel.

huawei matepad pro 12.2 review

When we look at the placement of the tablet’s buttons and other units, according to the horizontal grip and assuming that the camera is on top, there is a USB-C port on the right side. A total of four speakers are placed, two on each of the two short sides. There are volume keys on the top edge, placed to the left. On the left edge, not far from the volume keys, we see the power button. The fingerprint reader is also integrated into this power button and works very fast and smoothly. On the other hand, we see two microphones next to the volume keys. On the back, there is a circular camera module similar to what we see on Huawei phones, and here there are two cameras and an LED flash.

Screen and Sound

Huawei MatePad Pro 12.2 offers remarkable innovations in the tablet market with its display technology. The device’s display is equipped with Tandem OLED PaperMatte technology. This display provides an extraordinary visual experience by offering 2000 nits brightness and 2,000,000:1 contrast ratio. This high brightness provides a clear image, especially under sunlight, while the PaperMatte coating minimizes the reflection of the screen. This provides users with a comfortable viewing experience in all conditions.

huawei matepad pro 12.2 review

The tablet is ambitious not only in terms of brightness and contrast, but also in terms of color accuracy. With 100% DCI-P3 and sRGB color gamut support, color accuracy is kept at the highest level, especially for professional content creators and graphic designers.

The screen’s 144 Hz refresh rate offers a smooth user experience, while the 480 Hz touch sampling rate ensures that every movement made on the screen is perceived extremely precisely and quickly.

This offers a great advantage, especially in usage scenarios where precise movements are important, such as graphic design and gaming. The screen also provides extremely clear and detailed images with its 2800 x 1840 resolution. This high resolution offers an ideal environment, especially for multimedia consumption and creative work.

Huawei MatePad Pro 12.2 not only offers visuals in terms of screen technology, but also prioritizes eye health. The screen has the SGS Low Visual Fatigue 2.0 Premium Performance certificate, which minimizes eye fatigue. In addition, thanks to the TÜV Rheinland Reflection-Free certificate, the screen does not tire the eyes even with long-term use. This is a very useful feature, especially for professionals and students who work long hours.

huawei matepad pro 12.2 review

Huawei MatePad Pro 12.2 is also quite ambitious in terms of sound. The tablet is equipped with an eight-driver HUAWEI SOUND sound system. These drivers maximize the sound performance of the tablet, while the 3.5 cc rear chamber offers deep bass sounds and clear trebles. This provides users with a cinematic experience, especially when watching movies or listening to music. Thanks to HUAWEI SOUND technology, sounds are transmitted more clearly, powerfully and in a more detailed way.

In addition, this tablet is equipped with AI-supported noise cancellation features. Thanks to this, background noise is effectively reduced, especially during video conferences, and conversations can be heard more clearly. Huawei’s technology can detect the source of noise and filter out disturbing sounds such as keyboard sounds, fan sounds, or outdoor noise. This is a very useful feature, especially in virtual meetings and interviews in the business world.

Finally, the MatePad Pro 12.2’s display is equipped with automatic light detection to deliver optimal brightness in any environment. The device automatically adjusts its brightness according to the surrounding light conditions, providing clear and vivid images in any environment. For example, when a user is working in a bright outdoor area, the screen brightness increases to the maximum level, allowing them to see every detail clearly, while when used in a dark room, it reduces the brightness level, improving eye comfort.

Performance and Battery

Huawei MatePad Pro 12.2 inches also manages to offer its users a high-level experience in terms of performance. The device is equipped with powerful hardware components and software optimizations, which makes it easy to handle high-performance workloads. The eight-core processor at the heart of the device offers high performance in both multitasking and graphics-intensive games. This processor is also very successful in terms of energy efficiency, which contributes to the battery life of the tablet in long-term use.

huawei matepad pro 12.2 review

The device’s massive 10,100 mAh battery offers users an uninterrupted experience, especially during long-term use. Thanks to Huawei’s Smart Power Conserve technology, the device can offer up to 380 days of standby time. In addition, even under intensive use, the tablet does not let users down with 14 hours of video playback time. This long battery life is a great advantage, especially for users who travel and professionals who work outdoors for long periods of time.

In addition, this tablet comes with 100W HUAWEI SuperCharge fast charging support. Thanks to this fast charging feature, the tablet can be charged to 85% in just 40 minutes, and only 55 minutes is enough for a full charge. This allows you to quickly charge the device, especially in emergencies or during short breaks, providing an uninterrupted usage experience. On the other hand, the device can remain in standby mode for months even with low battery levels, allowing the tablet to be ready for use immediately even when left unused for a long time.

huawei matepad pro 12.2 review

The cooling system is also one of the important elements that support the high performance of the device. The Huawei MatePad Pro 12.2-inch has a 6-layer cooling system. This system effectively distributes the heat inside the device and prevents the device from heating up during intensive use. This system, which keeps the temperature of the device under control, especially when playing games or working with graphics-intensive applications, provides long-term use without losing performance. In addition, this system, equipped with double-layer graphene and a 105% enlarged VC (Vapour Chamber), ensures that the device stays cool and operates stably.

Another important element that complements the performance of the device is its wide range of connectivity options. Thanks to its powerful antenna design, the MatePad Pro 12.2 inches offers an uninterrupted experience, especially in Wi-Fi connection. Thanks to the 360-degree antenna technology, a strong connection is provided even in weak signal conditions. This provides a great advantage especially in scenarios such as video streaming, downloading large files or working with cloud-based applications.

Software

Huawei MatePad Pro 12.2 comes with the HarmonyOS 4.2 operating system. This special operating system from Huawei aims to use the hardware features offered by the device in the most efficient way. HarmonyOS offers smart features that allow users to use the device comfortably in multitasking. In particular, the multi-window mode makes it easier to work by opening multiple applications at the same time. You can open two applications side by side in split windows, and open others in floating windows, and you can move content between these windows smoothly using the drag-and-drop method.

There is no question mark about application and game support. Huawei AppGallery hosts many popular games and applications, both domestic and foreign. On the other hand, you can download popular applications such as Spotify, Instagram, Facebook from this store and install updates when they are released. Moreover, now; You can also download Google applications such as YouTube, Gmail, Chrome by searching directly from AppGallery, and you can start using these applications immediately by logging into your Google account via Huawei’s supported MicroG. Moreover, with the same level of experience as other Android tablets. You can also search for Google Play Store from AppGallery and install it via GBox, then access all games and applications in this store. You can use popular applications such as Netflix and the like via Google Play Store.

On the other hand, this tablet also redefines the note-taking experience with the Huawei Notes application. This application makes it easier to take both voice and written notes during meetings or lessons thanks to the Note Replay feature, which works in sync with not only text but also audio recordings. Multiple note opening and search functions allow users to manage multiple projects simultaneously. In addition, thanks to the ecosystem integration offered by HarmonyOS, a seamless connection is established between the tablet and other Huawei devices, and data transfer between devices can be done quickly and easily.

huawei matepad pro 12.2 review

In terms of creativity, the MatePad Pro 12.2 inch is equipped with the GoPaint application. This application has a professional-level brush engine and realistic texture options. It is a powerful tool especially for digital artists. Powered by FangTian Painting Engine 2.0, this application comes with more than 150 brushes and over 80 parameter options. In addition to all this, 8K ultra-large canvas support and the ability to work with 500+ layers make it possible to process digital artworks down to the finest detail.

huawei matepad pro 12.2 review

HarmonyOS also offers users additional features in terms of security. The fingerprint reader on the side of the device allows users to unlock their devices quickly and securely. This feature stands out as a practical solution that meets the need for security, especially in the business world. The fingerprint reader can be used not only to unlock the device, but also as an application lock, thus making sensitive data more secure.

The device’s software has also been optimized for energy efficiency. The Smart Power Conserve feature extends the device’s battery life while automatically adjusting the device’s performance according to usage habits. This feature optimizes battery consumption by allowing long-term use, especially in low-power mode.

In addition to all this, the Huawei MatePad Pro 12.2 also offers the opportunity to work together with other Huawei devices. Features such as Multi-Screen Collaboration and Multi-Device Collaboration, which we have previously reviewed in different Huawei devices, are also available here. If you have a Huawei phone such as the Huawei Pura 70 Ultra , you can control and share content by mirroring its screen and sound to the tablet. If you have a Huawei MateBook Series laptop, it is possible to use the MatePad Pro 12.2 as a second screen next to it. If you want, you can use the tablet as an auxiliary tool next to the laptop. It is also possible to access files on the tablet via the computer’s Windows Explorer. The Huawei MatePad Pro 12.2 is a Super Device like other devices in the Huawei Ecosystem and provides the opportunity to connect with them quickly and easily.

Accessory

The Huawei MatePad Pro 12.2 inch also offers a wide range of accessories. One of the most striking accessories of the device is the Huawei Glide Keyboard that comes in the box. This keyboard attracts attention with both its design and functionality. One of the most important features of the keyboard is that the stylus can be stored and charged integrated into the keyboard. This prevents the pen from being lost and ensures that it is always charged and ready for use.

huawei matepad pro 12.2 review

The Huawei Glide Keyboard comes with two different usage modes: Studio mode and Laptop mode. Studio mode positions the tablet’s screen at a convenient angle for drawing, while Laptop mode is ideal for typing and general office work. The keyboard’s design is ergonomically optimized to ensure the tablet can be used comfortably even on the go.

The innovative hinge design of the keyboard allows users to easily position the device at different angles. This provides comfort especially when using the device on a desk, while allowing the screen angle to be adjusted easily. This versatile design offers a great advantage for those who use the device for both creative and productivity-oriented tasks. On the other hand, the keys of the Huawei Glide Keyboard are ergonomically positioned to provide comfort even when typing for long periods of time, providing an ideal typing experience.

huawei matepad pro 12.2 review

In addition to the keyboard, one of the most striking accessories Huawei has introduced for the MatePad Pro 12.2-inch model is the Huawei M-Pencil (3rd generation). This stylus has 16,384 levels of pressure detection, making writing or drawing extremely precise. The low latency and pixel-level accuracy offered by the stylus make it a perfect digital drawing tool for professional artists and graphic designers. As you apply pressure while drawing, the line thickness and color density change, giving the user the feeling of working on real paper. This provides a much more natural and fluid working environment for those working in the field of digital arts.

Another important feature offered by Huawei M-Pencil is its full compatibility with Huawei GoPaint app. GoPaint takes the digital drawing experience to the next level with various brush styles and realistic texture options. Users can work on fine details with the high precision offered by the pen, while creating original works of art with different brush options. Especially for graphic designers, illustrators and digital artists, this app and pen together offer a full digital art studio experience.

huawei matepad pro 12.2 review

On the other hand, this stylus stands out with its fast charging feature. The pen, which automatically starts charging when placed on the Huawei Glide Keyboard, reaches full charge in just one hour. This allows users to work continuously for long periods of time without worrying about battery while drawing or taking notes. This charging mechanism of the pen also offers a great advantage, especially in terms of portability, because users can always carry the pen safely on the keyboard.

In addition to the stylus, the Huawei MatePad Pro 12.2 inch also supports a range of additional accessories. The device’s ports are optimized for easy integration with both the keyboard and external devices. Fast data transfer is possible via the USB-C port, which is especially convenient for professionals working with high-resolution files. On the other hand, the device’s Bluetooth and Wi-Fi features enable fast and seamless connections with external keyboards, mice or other Bluetooth devices.

Finally, in terms of accessories, Huawei also offers the Huawei Dock accessory, which transforms the device into a workstation. Thanks to this accessory, users can use their device with external devices such as multi-monitor support, keyboard and mouse to have a desktop experience. This allows the MatePad Pro 12.2 inch to be used as a portable tablet, as well as a full workstation when needed.

Camera

Huawei MatePad Pro 12.2 inches also offers its users various opportunities in terms of camera performance. The 13 MP resolution main camera on the back of the tablet provides satisfactory performance in daily photo and video shooting. This high-resolution camera is especially suitable for tasks such as document scanning or short video shooting. On the other hand, thanks to HDR support, clear and balanced images can be obtained in different lighting conditions.

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On the front of the device, there is an 8 MP resolution selfie camera. This camera provides a sufficiently high-quality image, especially during video conferences. Features such as AI-supported facial beautification and portrait mode allow users to obtain professional and clear images. In addition, the front camera can take wide-angle shots, which allows all participants to fit into the frame, especially during group calls.

Huawei MatePad Pro 12.2 inches also performs very well in video shooting. The device offers the ability to record video at 4K resolution. This makes the tablet an ideal option not only for daily use, but also for content creators and vloggers. Offering the opportunity to shoot high-resolution and detailed videos, this feature increases the versatility of the tablet.

The camera software is equipped with a number of features that further enrich the user experience. The AI-powered scene detection feature developed by Huawei recognizes the shooting environment and automatically makes the most appropriate settings. This allows users to take professional-level photos and videos every time. On the other hand, this camera, which can achieve successful results even in low light, also delivers satisfactory results, especially with the night mode.

In addition, the rear camera comes with a document scanning mode. The need to scan documents is a common situation, especially in the business world, and the MatePad Pro 12.2 inches offers specially optimized software to meet this need. This mode allows you to make fast and high-quality scans by automatically detecting documents and placing them in the frame. This makes the tablet a tool that increases productivity in the business environment.

Conclusion

Huawei MatePad Pro 12.2 stands out as an ideal option for both professional and creative users with its wide range of features. The device’s Tandem OLED PaperMatte display offers a paper-like writing and drawing experience, while also featuring features to protect eye health. With 2000 nits of brightness and a contrast ratio of 2,000,000:1, the screen provides clear and vivid images under all conditions. This is a great advantage, especially for those who consume multimedia content or produce content professionally.

The device’s performance and battery life are also remarkable. The 10,100 mAh battery is ideal for long-term use, and with Smart Power Conserve technology, this battery can remain ready even if it is not used for a very long time. 100W fast charging support provides an uninterrupted experience by allowing the device to charge in a short time. The device’s multi-layer cooling system keeps the device cool even during intense performance-intensive operations.

On the software side, HarmonyOS makes it possible to use the hardware features offered by the device in the most efficient way. Multitasking modes allow users to work with multiple applications at the same time, while applications such as Huawei Notes and GoPaint make it easier to use the device in both business and creative areas. In addition, accessories such as Huawei Glide Keyboard and M-Pencil are among the important elements that increase the functionality of the device.

Huawei MatePad Pro 12.2 stands out as a device that appeals to all types of user profiles with its design, performance, battery life, software and accessory support. Offering an ideal solution for both professional use and creative work, this tablet stands out as one of the most powerful and innovative models on the market. Especially with its wide screen, high performance and versatile accessory support, MatePad Pro 12.2 offers its users a truly high-end tablet experience.

Business Evolution: Why Red Companies Are Bad and Turquoise Companies Are Good

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ormer McKinsey & Company partner and MBA holder Frederic Laloux based his typology on the theory of spiral dynamics , the foundation for which was laid back in 1966 by psychologist Dr. Clare Graves. According to his concept, a person goes through certain stages in his development.

Graves designated these stages of development with colors – from beige to coral. He used warm colors (beige, red, orange and yellow) to mark value systems centered on individualism and self-expression. He designated those systems based on the collective and the public with cold colors (violet, blue, green and turquoise).

Fifty years later, Frederic Laloux applied this theory to modern companies. He suggested that they, like people, can evolve, become more successful, more conscious, and more sustainable.

Laloux borrowed some colors and names from the theory of spiral dynamics, while others he assigned to types of companies himself. His book had a wide resonance and is still a reference book for many businessmen.

The company, according to Lalu’s idea, “turns green” as it develops. The redder the organization, the more conservative and less promising it is, and the colder the shade, the closer it is to the ideal.

In total, Laloux identified seven stages of organizational development, the first two of which could only be found in ancient times:

Infrared stage. One hundred thousand years ago, people lived in small groups of several dozen people. They were gatherers and did not need a leader – there was no division of duties, no hierarchy.

Magical or purple stage. Fifteen thousand years ago, the first tribes of up to a hundred people began to form. Since many laws of nature were unknown to people, they attributed everything that happened to higher powers. Hurricane, famine, diseases – all this is the punishment of the gods.

Over time, intermediaries between spirits and people began to appear in the tribes – shamans and priests. They had some power over the rest, as they had exceptional skills. But they did not manage anyone and were not responsible for distributing responsibilities, so it is difficult to talk about a full-fledged type of organization here. But the next five types are distinguished by recognizable management models, so we will dwell on them in more detail.

Red Organizations: Power, Strength, Fear

The first forms of organizations appeared about 10 thousand years ago, when people began to form large tribes. The fundamental principle of these groups was the concentration of power in the hands of one person – the leader, who used force and instilled fear in the rest of the tribe.

Like any other form of organization, the red one is created to achieve certain goals: for example, to unite around a leader against a common enemy, and the authoritarian type of management is well suited for this.

However, red organizations have a number of disadvantages. All decisions depend on only one person, and they are usually impulsive. With such a rigid hierarchy, the interests of the team are not taken into account, relationships within the group are weak, there is no incentive to establish routine processes – the red type works well only in times of crisis, but is ineffective when it is necessary to perform everyday tasks. Examples of red organizations today include the mafia and street gangs.

Amber Organizations: Stability and Limitations

Amber associations emerged about a thousand years ago. They are characterized by a ranking system, stability, and the rule of law. Amber formations still exist today — they can be found in budget organizations, public schools, the army, and the church. They are characterized by a pyramidal structure with clear ranking levels and vertical chains of command. Participants identify themselves exclusively by their positions. The leader’s management style is “command and control.” All decisions are made at the top and implemented at the lower levels. Subordinates know their place and carry out orders, otherwise they will be punished.

The problem with amber organizations is that it is difficult for their employees to show off and develop. Promotion is possible only for formal achievements – length of service, a diploma – or origin and friendly connections. Rigid frameworks prevent the company from adapting to changing conditions, since order is preferable to risks. However, some people are close to the amber form of management: as a rule, everything is stable and predictable in it.

Orange Organizations: Profit Oriented

Orange organizations also have a pyramidal hierarchy at their core, but they differ from red and amber ones in their openness to innovation. Orange companies compete for customers and profits, so it is important for them to test and implement new practices, which requires a greater degree of freedom. This way, employees get additional opportunities to achieve the organization’s goals. New departments are operating: HR, marketing, development, product control. However, power in orange companies is still often concentrated in individual headquarters, rather than in the departments themselves.

The orange color is characterized by the cult of success. It is important for the company to earn as much as possible, to exceed the plan, to show its superiority over competitors, and if the employee does not share these values ​​and does not impress the management with the results, the system will reject him. But it will also reward him if he demonstrates his effectiveness – for this there are bonuses, premiums and the 13th salary. The problem is that motivation with rubles and fear of punishment may not cover the level of stress in an orange company and lead to employee burnout.

“The living embodiment of orange is large multinational corporations,” writes Laloux. “Pick any well-known modern brand, say Walmart, Nike, or Coca-Cola, and you’ll likely come across an organization whose structure, internal processes, and culture are inspired by the competitive orange worldview.”

Green Organizations: Pluralism, Equality, Chaos

In this form of organization, employees are empowered: middle and senior management give up total control and share power. Such organizations first appeared in the early 20th century. At that time, people were trying to combat the inequality that arose after the Industrial Revolution, and in the 1960s, they built communes.

In green organizations, employees are satisfied with their work and committed to its values. Leaders operate according to the principles of agile and lean management, and the companies themselves are characterized by a pluralistic corporate culture.

Green organizations have their limitations: decisions can take too long to reach consensus, and hierarchical structures can conflict with employees’ desire for more autonomy.

According to the author of the concept, the American airline Southwest Airlines can be considered a green organization. Its employees seek creative solutions to problems that arise for passengers, while their colleagues from other airlines cannot deviate from job descriptions. One of the eight mandatory instructions for Southwest Airlines employees is to “accept the family” of the company. Lalu notes that the main metaphor of the pluralistic green model is a family where everyone is always together, ready to help and stand up for each other. The coach also names the American ice cream manufacturers Ben & Jerry’s and the Container Store chain in the United States as green organizations.

Olga Lermontova, career coach and strategist, founder of the EdTech platform Careerum:

“There is currently a global trend for companies to move away from rigid hierarchies to more flexible and adaptive structures. This is largely due to the coming of age of millennials and the entry into the market of the zoomer generation, who are no longer ready for an exclusively vertical team structure.”

The expert notes that each individual organization rarely corresponds to one specific color 100%. Often, one can observe a mixture of shades and their transitional forms.

Teal Organizations: Agility and Collective Intelligence

The metaphor of a teal organization is a “living organism.” It is a complex adaptive system with distributed powers. Pyramidal structures are destroyed and replaced by more natural hierarchies: power goes to those who have the most experience, passion, and interest in their work.

Employees have autonomy in their area and are responsible for coordinating with others. Authority is not distributed from above – instead, the company’s work is built on self-management.

“From an evolutionary turquoise perspective, the right question is not how can everyone have equal power. Rather, how can everyone be powerful?” writes Frederic Laloux in his book.

Management processes in turquoise organizations are structured as follows:

Decision making. To solve a problem, an employee needs to ask for advice either from an expert in the field or from people who will be directly affected by the decision. This way, the employee will not receive a ready-made answer, but the information necessary to make an informed decision.

Crisis management. During difficult times for a company, information is communicated so that everyone, including rank-and-file employees, knows about the problem. This not only keeps people informed, but also helps them collectively think about how to get out of the situation.

Absolute transparency. All processes in a turquoise company are maximally open and known to everyone. Each employee knows what their salary consists of and how it is calculated for others, how much profit the organization received this month and what difficulties it faced. Access to information builds trust in the team and gives employees more information to make informed decisions.

The direction is set by the employees themselves. In turquoise organizations there are rules, but they are developed not by the bosses, but by the employees themselves. Moreover, the rules are created in such a way that everyone is comfortable.
“A turquoise organization is a rather rare and ambitious model,” says Olga Lermontova. “I would rather talk about organizations with elements of the turquoise style. A good and at one time sensational example is the American online shoe and clothing retailer Zappos, known for its corporate culture focused on serving customers and employee well-being. The company adheres to the principle of holacracy. This is a management system that distributes authority and decision-making across different circles (teams), rather than through a strict hierarchy. Elements of the turquoise style can be found in startups, socially-oriented projects and any other areas where high autonomy of “horizontal” expertise is required.”

Another example of a turquoise company is the largest network of district nursing services in the Netherlands, providing care for the sick and elderly. At Buurtzorg, doctors work in teams of 10-12 people in small but clearly defined areas. Each group is assigned about 50 patients. Nurses themselves decide how many and which patients they will serve, they independently plan their work, draw up a schedule of shifts and vacations, choose where to rent an office and how to furnish it, which local pharmacies and hospitals to cooperate with. Team members plan individual and team training and redistribute tasks if there are too many or too few patients. Care at Buurtzorg is not limited to medical manipulations: employees take into account not only the physical, but also the emotional, family, and spiritual needs of their wards. In 2009, a study by the sociological company Ernst & Young showed that Buurtzorg requires on average about 40% fewer hours to serve a patient than other nursing organizations, although the staff manages not only to give the patient an injection, but also to devote 10-15 minutes of attention to him and his relatives over a cup of tea. The Ernst & Young study also found that if all nursing organizations in the country achieved the results of Buurtzorg, the savings for the Dutch social security system would amount to about €2 billion.

Laloux also includes the copper foundry FAVI in France, the American tomato processing company Morning Star, the international hydraulic power unit manufacturing group Sun Hydraulics, the non-profit organization Resources for Human Development in the USA, and the Berlin Evangelical School among turquoise organizations.

Why classification is needed

Olga Lermontova explains that understanding Laloux’s classification helps managers more consciously select strategies that are suitable for their stage of evolution. For job seekers, this classification gives them the opportunity to understand how well the company’s cultural and management approaches correspond to their personal values ​​and expectations.

For example, a company with a strong commercial focus in a competitive market may want to hire only goal-oriented candidates with a medium or low salary range, but with a large bonus for meeting the sales plan. This would correspond to the orange development phase. However, candidates accustomed to the red culture of “orders and subordination” may not fit in with such a team. Applicants focused on partnership and teamwork, which corresponds to the green type, will find the orange environment overly ambitious and competitive.

“If you correctly adapt all processes within the company, including hiring processes, according to its development phase, then the chances of finding and retaining the right people in the team increase,” the expert explains.

Laloux’s theory, which recognized “turquoise” as the pinnacle of his classification, has been criticized more than once. For example, Professor Pawel Korzynski, head of the Department of Human Resource Management at Kozminski University in Warsaw, views turquoise organizations as “an extreme concept that does not bring positive effects to the company in the long term.” “The blurring of responsibilities, the lack of a clear division of responsibilities and, as a result, the lack of goals are some of the negative consequences of turquoise management,” he notes.

“Turquoise” is not really to everyone’s taste. For example, in the bank “Tochka”, which was created as turquoise, about 20% of the managers could not accept this model of organization and left the company. But other domestic companies are still trying to get closer to the turquoise model. Among them are “VkusVill”, Mindbox, “Fabrika okon”, “Askona”.

Olga Bolbat, leader and curator of optimization projects and projects in the direction of innovations at VkusVill, commented to RBC: “There are three main principles that determine that an organization is turquoise. These are the evolutionary goal, self-management and integrity. Only one of these principles is fully implemented in VkusVill – the evolutionary goal. According to this principle, the purpose of the company’s work should lie outside the activities of the organization itself, that is, rather reflect what the company exists for its clients, what benefit it brings to society.”

The company uses quite a lot of practices that are similar to those used in turquoise organizations, says Olga Bolbat. For example, open salaries, no work schedule and control over it, no fines, no approval protocols, no regulations and job descriptions, decision-making on the spot, the ability to communicate with any colleague, no KPI.

“But all this brings positive results only with a comprehensive change in the approach to management,” explains Bolbat. “The introduction of individual elements can, on the contrary, provoke a decline in the company’s results.”

The turquoise management model may not be suitable for all types of businesses or corporate cultures, warns Olga Lermontova: “It is difficult for me to imagine the implementation of such a principle in industry and production, where there are strict processes and standardization; in the military and security forces, in industries with a high regulatory burden – aviation, healthcare, pharmaceuticals.”

To move towards a green model, organizations need to develop a strong culture of collective decision-making and concern for social impact, but in some cases, as in the examples above, this may prove to be of little or no justification and lead to worse business performance.

Olga Lermontova recommends that companies check what type of culture their business corresponds to and where it will be most effective. The transition to the turquoise model requires huge changes and investments, and before taking such a step, it is worth checking with the commercial goals and the true mission of the business.

“The same advice for candidates: don’t try to work only in turquoise companies – it’s important to understand yourself, know your characteristics and triggers, and choose a corporate culture based on yourself, not on fashion,” the expert advises. “If you feel that you are more comfortable in a competitive environment or in a rigid hierarchy, then so be it. There is no shame in that. It will be much sadder to get stuck for months or a year in a place that is not yours.”

Top 7 blockchain technology trends for business in 2024: Key implementation considerations and solutions

In recent years, blockchain technology has gained attention as the foundation for cryptocurrencies, but its applications go beyond cryptocurrencies. In 2024, blockchain technology will evolve even further, revolutionizing many aspects of business. Every industry is using blockchain, from healthcare to finance, supply chain to retail.  

Research shows that one in 20 people worldwide is using blockchain, and the blockchain market is predicted to reach $32.69 billion by 2024. 

Additionally, approximately 90% of businesses have implemented blockchain technology in some form, and 86% of businesses believe that blockchain technology will improve operational efficiency. 

In this article, we will introduce the top 7 blockchain technology trends for business in 2024, which will help improve operational efficiency and create new business models for enterprises, as well as introduce some important considerations and solutions for enterprises to adopt blockchain.

Top 7 Blockchain Technology Trends to Watch in 2024

The rise of Blockchain-as-a-Service (BaaS)

BaaS (Blockchain as a Service) is a cloud-based service that allows companies to build and operate their own blockchain applications. In 2024, BaaS platforms provided by major companies such as Microsoft, Amazon, and IBM will further evolve, making it easier for even small and medium-sized enterprises to adopt blockchain technology. 

According to the report , the global Blockchain-as-a-Service (BaaS) market is expected to achieve a value of $11,519 million by 2026. Between 2020 and 2026, BaaS integration has shown a notable growth rate of 62.2%. 
This robust expansion positions BaaS as a leading trend in blockchain technology in 2024. 

But before we dive too deep into the topic, you’re probably wondering why BaaS is gaining so much attention. 

Indeed, BaaS simplifies blockchain adoption for businesses by providing pre-configured networks and development tools — all you need to do is find a trusted cloud service provider that streamlines blockchain application development and removes the complexity of infrastructure management. 

This trend will reduce the time to market for blockchain solutions. Additionally, adopting this technology trend will provide greater scalability and flexibility in choosing the right blockchain protocol. This strategy will allow businesses to focus on innovation instead of infrastructure. 

Expanding the NFTs ecosystem  

Make no mistake, the growing NFT ecosystem is transforming digital asset ownership. NFTs offer artists and creators of all kinds a new and secure way to tokenize and monetize their assets. 
But how? 

While NFTs themselves are not new, the popularity of blockchain in 2021 has brought NFTs into the spotlight. 

But then suddenly, NFT sales were forecast to fall by 70% by 2023. That left some skeptical of the future of NFTs, but investors remained optimistic about the transformative potential of NFTs. 

In September 2023 alone, $244 million worth of NFTs were traded, demonstrating the resilience and continued interest in NFTs. 

The NFT market is poised for significant growth, with the market size predicted to reach $3.282 billion by 2027. This highlights the lasting impact NFTs will have as a major trend in blockchain technology, reshaping how we own and interact with digital assets. 

Blockchain will play a key role in this trend, ensuring authenticity and provenance without the need for middlemen. For businesses, this paves the way for direct-to-consumer sales, reducing copyright risk and increasing the value of digital assets by maintaining a transparent record of ownership. 

The Evolution of Decentralized Finance (DeFi) 

DeFi (Decentralized Finance) is a new financial model that reshapes the traditional financial system. In 2024, it is expected that more diverse financial services, such as lending, borrowing, savings, and insurance, will be offered on DeFi platforms, making them more accessible to users. This will lead to the democratization of finance, making financial services available to people all over the world. 

Are you struggling to manage your banking operations through traditional procedures? If so, Decentralized Finance (DeFi) stands out as one of the top blockchain tech trends for 2024! 

There is no doubt that DeFi has transformed traditional finance. It provides a decentralized alternative through smart contracts on blockchain platforms, eliminating middlemen in financial transactions. 

The key question is how companies can take advantage of this innovation. 

This trend will help businesses by simplifying financial processes and providing a decentralized means for lending, trading, and raising funds, while ensuring secure and auditable transactions. 

With the continued growth of blockchain, DeFi is earmarked as a popular blockchain tech trend in 2024, introducing new protocols, lending platforms, and decentralized exchanges. 

As DeFi matures, it offers many more potential ways to conduct financial activities. Moreover, it is no exaggeration to say that the future of finance is decentralized, and DeFi is leading the way. 

Blockchain and IoT Integration 

IoT devices generate huge amounts of data, but ensuring the safety and reliability of that data is a challenge. Blockchain technology prevents data tampering and enables reliable data management. This integration will dramatically improve data security and transparency. In 2024, data reliability and efficiency will be greatly improved by managing data collected by IoT devices with blockchain, such as supply chain management, smart cities, and healthcare. 

Blockchain’s impact on the Internet of Things (IoT) is reshaping the industry, with the market value predicted to reach $12,679.5 million by 2030, growing at a compound annual growth rate (CAGR) of 58.2%. This transformative combination enhances security, accelerates digital transactions, and automates insurance policies. 

From the perspective of digital transactions, blockchain not only enhances security but also increases speed and cost efficiency. The combination of blockchain and IoT streamlines business processes and simplifies complex centralized IT infrastructure. 

In the face of growing cyber threats, blockchain offers a strong defense and enables secure and efficient data exchange. 

The integration of these technologies opens up new dimensions of connectivity, automation and economic data exchange, and blockchain’s impact on the IoT represents a key trend for businesses looking to become resilient and innovate. 

Blockchain and AI integration  

The synergy between blockchain and AI is reshaping the dynamics of data exchange. The secure and transparent nature of blockchain facilitates efficient and secure data exchange for AI applications. 

Companies can develop complex machine learning algorithms to improve the sensing capabilities of artificial intelligence. 

This collaboration will ensure data integrity, security and accessibility, and open up new possibilities for AI development within the enterprise. 

One example of this integration is the integration of Web3 and AI, which will open up a new era for the Internet. Web3 refers to a decentralized web that leverages blockchain technology to provide greater privacy and give users control over their data. Meanwhile, AI is a powerful tool in data analysis and automation. The integration of the two will lead to smarter, more efficient applications and services, and will drive innovation in business processes. 

Blockchain in Real Estate 

The blockchain trend in real estate has a variety of applications, ranging from investor and tenant identification to asset and property management. This blockchain innovation allows businesses to improve data accessibility, ensure transparency, and increase efficiency by automating business processes. 

Central Bank Digital Currency (CBDC) 

One of the latest trends in blockchain technology is the adoption of digital currencies by central banks, which means that banks will create digital coins that are similar to fiat currencies. 

According to recent statistics, 130 countries have already expressed interest in CBDCs. Factors influencing this interest include the fact that virtual money is more cost-effective than cash, CBDCs have lower transaction fees, and digital currencies can foster financial inclusion. 

What blockchain technology can Japanese companies use in their businesses? 

Although the spread of blockchain in Japan seems to be slower than in the rest of the world, Japanese companies have already begun to introduce blockchain technology in various fields in 2024. For example, Mitsubishi UFJ Bank is using blockchain technology to improve the efficiency and reduce costs of international remittances. Toyota Industries is also using blockchain to improve the transparency and traceability of its supply chain. It is expected that blockchain will continue to be used in Japan’s manufacturing, distribution, and energy sectors in the future. 

Blockchain technology offers Japanese companies several potential applications across a wide range of sectors. 

  • Financial Services : Blockchain can facilitate fast international remittances and micropayments at low cost. For example, Bitcoin can instantly send money to people without bank accounts, potentially offering a faster and cheaper alternative to the traditional SWIFT system. Decentralized finance (De-Fi) applications built on blockchain can automate cryptocurrency transactions at low cost and support services like staking, which generates rewards by increasing the liquidity of cryptocurrencies. However, De-Fi comes with risks such as money laundering and fraud, so caution is advised. There is also the possibility of significant losses and tax issues due to cryptocurrency price fluctuations. 
  • Utilizing NFTs (Non-Fungible Tokens): NFTs give unique value to digital assets such as digital art and game items, and can prove ownership. Japanese companies can create new revenue streams and increase engagement with customers by issuing NFTs. For example, gaming companies can sell items that can be used in games as NFTs. 
  • Payments and remittances using crypto assets: Bitcoin and other crypto assets are traded on the blockchain. Payments using crypto assets have low fees and enable fast transactions, so they are attracting attention in the fields of international remittances and micropayments. 
  • Supply Chain Management: By recording the process of a product from producer to consumer on the blockchain, the supply chain can be made more transparent, which is useful for food safety and authenticity verification of branded goods. 
  • Digital Identity (DI): Blockchain can help securely manage personal information and streamline the identity verification process. Managing digital identities on the blockchain gives users control over who has access to their data. 
  • Healthcare: By storing patient medical records on the blockchain, data can be managed securely and necessary information can be shared between stakeholders. 
  • Energy: By monitoring energy consumption and generation on the blockchain, we can promote energy conservation and decarbonization. Carbon credits can also be traded on the blockchain. 

When introducing blockchain technology, it is necessary to understand not only the advantages but also the disadvantages. In addition, blockchain is a complex technology, so appropriate expertise is required. Furthermore, once data is recorded, it is very difficult to delete or change it, so once incorrect information is recorded, it is difficult to correct it. 

Key considerations and solutions for enterprise blockchain adoption 

The main challenges companies face in adopting blockchain are as follows: 

・Understand the advantages and disadvantages of blockchain: Blockchain has the advantage of being highly transparent and difficult to tamper with. On the other hand, it is also important to understand that it is technically complex and requires specialized knowledge, and that once recorded, data is difficult to delete or change. 
・Select a reliable partner: It is important to select a reliable technology partner that can not only solve the technical challenges of blockchain implementation and operation, but also support customization to meet business needs and future scalability. From the perspective of  security and privacy protection

, it is essential to select a reliable partner. In addition to the above, there are several other points to consider when introducing blockchain. 

Technical considerations:

In addition to validating functionality, technical teams should stress test blockchain technology and the systems that integrate with or coexist with it to be confident in its resilience. They should prepare
for the unexpected by having recovery plans in place in case of failure.

Non-technical considerations:

・Don’t forget to consider the relevant taxes, regulations, laws, etc.
・Many staff involved in daily operations, including front-end staff, may not feel the impact, but back-end staff may need training. It is also important to consider mid- to long-term plans in terms of skills.

Challenges specific to Japanese companies:

・Some blockchains have already reached practical use overseas, not only in business but also in areas such as humanitarian aid, but in Japan, most remain in pilot studies and are slow to become widespread. ・
Considering compliance risks, many companies, especially traditional companies, keep their distance from public blockchains. For this reason, it is thought that the first cases to increase will be those using “private blockchains” managed by companies.

These opportunities and challenges highlight the transformative potential of blockchain technology across a range of industries. But businesses can realize its full potential by carefully assessing their needs, understanding the technology’s limitations, and finding trusted partners. 

At Relipa, we utilize the latest blockchain technology to support your business!

With the latest blockchain technology trends in 2024 penetrating businesses and addressing security and traditional financial methods, it is time to look for a reliable blockchain application development services provider. 

If you are also facing the same challenges, Relipa will be your trusted technology partner. Our strength is in simplifying the adoption of cutting-edge blockchain solutions to help your business stay ahead in this dynamic environment. 

At Relipa, we are constantly monitoring the latest blockchain trends that are rapidly transforming the industry. With our many years of software development experience, we respond to the changing needs of the market and provide optimal solutions to our clients. 

As a trusted technology partner, we provide pre-built networks and cutting-edge development tools to streamline blockchain application development. 

We deliver quality that exceeds industry standards, ensuring a smooth, efficient and future-ready transition to the latest blockchain technologies. 

If you are curious to know what we have achieved, here are some of the  top blockchain services we have provided:

NFT Development 

・Developing NFT marketplace 
, NFT mint (Lazy Mint) 
, NFT staking 
, and RWA tokenization solutions 

Web3 Development 

・Dapp development 
・Smart contract development 
・SocialFi 
・GameFi 
・DAO platform development 
・Layer 2 related solutions 

MPC Wallet Development 

Paradial is an advanced MPC (Multi-Party Computation) wallet development OEM solution that allows you to create a wallet with one click. With Paradial, you don’t need to worry about managing seed phrases or security issues. Paradial also ensures user privacy and security by not storing private keys. 

summary 

The market size of blockchain-based services is predicted to reach 724.76 billion yen in fiscal year 2025. The use of blockchain is expected to start spreading among major companies from fiscal year 2021, and to become widespread among mid-sized companies and local governments in fiscal year 2025. This is expected to lead to an increase in projects moving from the effectiveness verification stage to full-scale operation. 

The application of blockchain technology will bring innovation in more and more fields in the future and become an important tool to enhance corporate competitiveness. With Relipa’s support, you can incorporate blockchain technology into your business and explore new possibilities. 

How to Develop a Correct Payment Strategy?

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Contents

  • What is Online Payment Strategy?
  • Things to Consider When Developing an Online Payment Strategy
    • Evaluate Your Payment Options
    • Identify Your Business Goals
    • Analyze Industry Best Payment Practices
    • Consider User Experience in Checkout Page Design 
  • Conclusion 

As a result of digitalization, online payments have become an indispensable part of daily life. In this case, businesses that want to offer their customers a seamless payment step have accelerated their payment strategy work. 

In addition, parameters such as efficiency and profitability that can be achieved through optimizations in the online payment step also play an important role in developing these strategies. 

In this article, we will examine the importance of having an effective payment strategy for your business and include what you should pay attention to when developing this strategy.

What is Online Payment Strategy?

According to the research, the global digital payments market is expected to exceed $12.5 trillion by 2027. This shows that the way businesses manage their payment processes can deeply impact both their profitability and scalability.

A digital payment strategy can be defined as a strategy that includes the plans required for businesses to efficiently manage and facilitate electronic transactions. This strategy may include selecting appropriate payment service providers, integrating specific technologies, and adapting to the latest trends in the payment space. An effective digital payment strategy aims to improve customer experience, increase transaction speed, and strengthen security.

Optimizing your business’s payment operations reduces costs, streamlines processes, improves customer experience and increases turnover.

Things to Consider When Developing an Online Payment Strategy

In order for a business to effectively structure its payment strategy processes, it must first create an effective strategic structure. 

Therefore, before exploring specific strategies that can help you improve your payments ecosystem, it is healthy for businesses to create a custom payments optimization strategy that fits their unique needs, goals, business model, target market, and growth opportunities. 

At this point, it is necessary to remember that the most effective way to carry out this process is to get support from a team of experts in the field of payment. Since payment is an area that requires serious expertise and experience, working with such a team allows you to detect critical errors or important problems that you had not noticed before and follow a strategy accordingly. 

With this reminder, we can talk about the steps you can take to develop a payment strategy:

Evaluate Your Payment Options

In the first stage, it would be useful to evaluate existing or potential payment service providers and the solutions you can use at this point. At this point, the technological capabilities of the payment providers you want to work with and their competence in the scenario where you scale your business or expand abroad should be important to you. 

When making this assessment, you can consider your transaction volume, transaction costs, customer feedback and identified security risks. For detailed information, you can review our article titled  Guide to Receiving Payments from Abroad for Businesses , which includes what you should pay attention to when moving your operations abroad.

In addition to these, integration processes are also among the most important issues. Because, when you want to work with more payment service providers over time, integrating each one separately or managing each one through different panels means serious labor and cost. At this point, payment orchestration solutions will make this process easier for you. For example, payment orchestration Craftgate allows you to access the payment service providers or alternative payment methods you want from a single point with its  Payment Gateway feature and manage them all from a single panel.

When developing a payment strategy, you should also correctly evaluate the habits of your customer base and the opportunities and risks in your target market. For example, if you are an online grocery chain, being able to accept online payments with meal cards provides a significant competitive advantage for you. You can learn the details of why you should include alternative payment methods in your payment strategy by reviewing our article titled Alternative Payment Methods for the Right Marketing Strategy . 

Similarly, if your target audience is a relatively young consumer base, offering digital wallets or shopping credit solutions as payment methods can be an important reason for users to choose your brand. 

Identify Your Business Goals

The most important factor that determines the payment strategy processes will undoubtedly be your business goals. If your business’s priorities are to regulate costs, optimizing the amount you pay for commission rates in terms of payment strategy will be the right way. 

For example, Craftgate allows you to direct payment requests coming to your platform to the most advantageous virtual POS as a commission with the Smart and Dynamic Payment Routing solution you have an agreement with . This routing process is carried out automatically, in accordance with the rules you have determined. Thus, you know that thanks to Craftgate, your payments will go through the payment service provider that is most advantageous for you. 

In addition, the strategy you care about as a business may be to increase your conversion rate or increase your turnover. For this, it is important to reduce your cart abandonment rates and complete some optimizations that reduce the conversion rate. For detailed information on the subject, you can review our articles titled Reducing Cart Abandonment Rate & Increasing Conversion Rate Part-1 and Part-2 .

Another way to increase your turnover is to benefit from solutions that allow you to receive payment even in virtual POS outages or system payment errors. Payment service providers (Virtual POS or payment institutions) that you will make an agreement with may occasionally experience system outages (downtime). This is quite possible in software processes. However, in terms of user preferences and priorities in e-commerce processes, this situation causes your business to lose turnover. 

If a customer who wants to make a payment on your website cannot make a payment due to a virtual POS outage at that moment, it may cause them to give up shopping. This means a possible loss of turnover for your business and a negative impact on your customer experience.  

At this point, Craftgate’s Autopilot solution helps you. Autopilot directs payments to another working virtual POS in case of any interruption in the virtual POSs that our member businesses have agreements with. This happens automatically and your customers and business are not affected by the possible consequences of this interruption. In other words, you will not experience a loss of turnover. In addition, your customer experience due to the payment step will not be negatively affected. 

Analyze Industry Best Payment Practices

Examining the payment practices and strategies used by successful businesses in your industry will help guide you. Case studies, research reports, and success stories for insights into effective payment strategy processes will help you decide what to include in your strategy. 

When doing this, make sure that the practices in question are compatible with your business model and goals. For example, if you are a business that receives payments via a subscription model, then you should definitely evaluate solutions such as card storage in terms of payment strategy. In addition, if you want to develop loyalty programs, closed-circuit wallet solutions will also strengthen your strategy. 

Craftgate offers its customers the opportunity to make easy payments without entering card information with its PCI DSS-1 compliant Card Storage solution offered to member businesses. In addition, it allows its customers to send points/gifts to their wallet accounts with its Closed Circuit Wallet solution.

Consider User Experience in Checkout Page Design

According to a study by PWC , 32% of users stop using their favorite brands because of a single bad experience and expect a smooth journey from beginning to end. As you might expect, one of the most important touchpoints in this journey is the payment step. According to another study by Baynmard Institute , 22% of users abandon the payment step without making a purchase. 

As you can see, prioritizing user experience (UX-UI) is vital for companies, including the payment process. The first steps you can take at this point are;

  • Keeping the payment step short, 
  • Eliminate distracting elements in the payment page design,
  • design a simple payment page, 
  • If there is a numeric field in the information entry fields (card number, CVV code, etc.), there are practices such as preventing information from being entered with letters in this section.  

However, the steps you can take are not limited to these. Therefore, for more detailed information on the subject , you can read the section titled “Shopping Cart and Checkout Steps Design” in our article titled Reduce Cart Abandonment Rate & Increase Conversion Rate | Part 1 . 

Conclusion

As you can see, there are many points to consider when developing a payment strategy. Therefore, beyond deciding which payment service provider you will work with to receive online payments, you need to look at these processes from a much broader perspective. 

For this reason, planning your strategy correctly from the first day you launch your operations will provide a great advantage for your business. However, if you are already receiving online payments, there are many steps you can take to maximize your payment process. Therefore, developing a good payment strategy is a process that a business should implement and implement at all times.